Total Benefit Solutions

Welcome to Total Benefit Solutions

At Total Benefit Solutions, we believe that insurance doesn't have to be a frustrating, complicated and expensive process for you. We monitor the constantly changing insurance marketplace to provide you with the best plans available. We represent a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. We will be an extension of your Human Resource department, helping you solve claim issues and follow through to see that you get fair , prompt service.

Our products include:

Fully Insured and Self-Funded Health Plans
Dental and Vision Plans
Group Life Insurance and AD&D
Cafeteria Plans (Sect. 125)
H.S.A and H.R.A.
Voluntary Benefits (including AFLAC)
Short and Long Term Disability Plans
Individual Health and Life Insurance
Medicare Supplements

Group

Total Benefit Solutions is your one stop choice for all of your group health insurance needs. If you are looking for affordable group health insurance, one of our qualified, licensed brokers will painlessly walk you through the process of protecting your valued employees and will help you set up the appropriate group plan. We represent all major insurance carriers. We shop and compare plans to save you time and money. We know the local market and can help you find the most appropriate coverage for you and your employees.

Individual

A good insurance broker will make sure that their clients have the best policies from the best companies at the best rates when selecting individual health insurance coverage. Total Benefit Solutions represents the largest, highest rated health insurance companies in the nation. You can be confident that our licensed agents will research all the best individual health insurance plans available in your area and will recommend only those that fit your needs and budget.

Supplemental

If you're looking for a supplemental health insurance company Total Benefit Solutions can help you choose between the many different types of supplemental health insurance plans. We will guide you in deciding if supplemental coverage is appropriate for you and, if so, which insurance carrier and supplement health insurance plan will best fit your needs and budget.